Well Hollywood made a film about it and History Channel did a show about it as well. So clearlyhttp://www.youtube.com/watch?v=o9VWC8eB9ic&feature=related?
In any case, if you want to survive through it. Follow John Cussack. He's the man of the day when it'll come.
The only risk factors to me are two things. A coincidence that could happen any time, which makes 2012 not special. Or panic about 2012 wiping out everyone, and everything. The most dangerous thing about 2012 is people panicking about it. I'm not sure how well I'd do. These doors aren't made of metal, I don't have any guns, and Andre the Giant could fit through my windows. On the upside I don't live on the bottom floor, the bottom floor dwellers would probably be the first to go if widespread panic happened. I also live in a connected building which gives me a distraction advantage, but also puts me closer to the action if people panic.
I've wanted to become a hermit simply because I'm always scared of an outbreak of hysteria, living near other humans makes me scared. Oh well... I hope when people start violently panicking in 2012 they stay away from my property.
You are describing a zombie outbreak... or a shortage of H1N1 vaccines... which is pretty much a zombie outbreak.