On my first character, I had a luck of 8, so I was able to clear the casinos really fast. Plus, I did Dead Money, so I got out with about 120000 caps
in Pre-war money.

But now, I'm thinking about creating a melee character that'd use Heavy Hitter (not sure if that's the name) and thus use a low Luck. Also, I'm not planning on doing DM again.

The problem is, with no money fron the casinos nor from DM, how am I gonna buy the implanta and unique weapons?

Welcome to my world! The world of 4 luck...

You need to do some tedious scavenging my friend, scavenge EVERYWHERE!

It is actually very easy. Sell a majority of all the combat based supplies you come across & you will be just fine.

Ask your friendly neighborhood Legion and Ranger hit squads. They'll know how to help you earn money.

I have well over 4000 caps by the time I first get to New Vegas in any playthrough and once I even had over 12 000 caps by the time I got to Novac.

The secret of my success?
As the second post says, scavenge EVERYWHERE and when you get 1000 caps or so you can start using the all important "caps to weight ratio". Its not a definitive number, it just depends on your judgement.
If your inventory is full when you find something with a good ratio, drop 1:1's(like Scrap Metal) first, if you have any, and drop any excess armour or clothing you have. The only exceptions to these two guidelines I have are for crafting materials and if the armour/clothing is Combat Armour, Power Armour or any light clothing with a cap to weight ratio of 20:1 or better.

This is all just suggestions about the cap to weight ratio, as I said it all depends on your judgement.

Yay! A fellow scavenger!

To the OP, listen to this guy.

One easy way to get rich with low Luck is to stealth-kill unnamed, respawning generic Powder Gangers, NCR and Legion, and sell their stuff. Or use their stuff to repair other, more expensive stuff, to full condition, Combat Armor suits from the Boomer base, fixed up to full condition with NCR armor, can earn you some 50 000 caps.

If you know how to scavenge, the biggest problem is finding merchants with enough caps to buy your loot.

I'm sitting on a mountin of around 5,000,000,000 caps, not to mention my assets.

Theres several ways to make money in new vegas:

• Scavenge
  
• kill fiends / powder gangers / prospectors / gun runners
  
• Steal from the boomers(the old womans house and the hangars for exemple)
  
• Work for the van graffs
  
• Work for the garrets

Are some of my favourite

Taking the Jury Rigging perk is a bottomless goldmine for caps if you can get your Repair skill to 90.

Repairing a .44 Magnum or 10mm SMG to full condition nets you about 2500+ caps and you can do it with a brand new .22 silenced pistol from the Gun Runners that costs around 100 caps, or with the proceeds from your scavving.
Same with clothing, repair high value metal helmets ( 200 caps ) with pre war hats ( 6 caps ), repair Combat armour with NCR etc.
It's a little bit of a gamey way to get money but speaking as a scavenger that has never left so much as a bent tin can behind it is the most profitable imo.

I now end up buying high value things if they are in very poor condition from the vendors and end up selling them the repaired version back at full price.

I ended up with a luck of 7 and a perception and charisma of 1... But I'm RICH!!

My thing is hoarding. I let goodsprings fall to the powder gangers, then after completing "I fought the law" for Eddie I went back to goodsprings and killed Joe Cobb and all his gang; so goodsprings saloon is like my house. I bring almost everything I loot there and store it in crates and when the traders have caps I go and sale my stuff.

A bit like me.... Though I wouldn't kill goodsprings

I have 3 luck and I've got tons of caps. I have only been playing for 8 days or so, but already I've got Lil' Devil, Medicine Stick and a fully modded Hunting Rifle. I just loot and kill every enemy. Legion death squads, the Van Graff's, Fiends, NCR troopers and there's some nice gear at Nellis air base.

Jury Rigging, FTW! Repairing expensive weapons with garbage low tier weapons is a great way to make boat loads of caps. But seriously... Holy SH!T @ 5,000,000,000 caps. Well done.

Steal Acquire valuable items, found within Camp Golf's main building, the Boomers base, on the gun runner guards, at Van Buren's shop, and within the NCR Sharecroppers greenhouses for quick and easy cash.

Ah, you beat me to it. Jury Rigging is so ridiculously overpowered.


Other than what WastelandRevival said, keep pool cues and sledgehammers, use them to repair super sledges. Machetes, switchblades and such to repair combat knives. Also save any piece of metal armor you come across, because they repair power armor. Not as good a weight-to-caps ratio as the higher-tier guns but still a nice chunk of caps.

Seriously, in my current game I have in addition to more than 20K caps a full set of unique weapons (some GRA) and all the implants at level 20 or so, and that's counting the five levels or so I spent in Zion where there was only one vendor. And I'm sure I'm behind the curve on this. I don't think any other way of making money comes close. Maybe casino trolling, but I've never tried that.

By breaking the bank at all of the vanilla game casinos you can get 41 500 caps. That can be an extra 100 000 caps if you include the Sierra Madre and trade all of the chips for Pre-War Money.

I've gotten about 50 to 60,000 just from weapons and armor in Lonesome Road. Since the Commissary Terminals restock their caps once below a certain amounts and the enemies always drop valuable stuff.