Don't get me wrong, I do like it here, hence I come back, but I also like it on other forums that I frequent where those topics aren't forbidden and don't devolve to flame-wars. IMO the rules prove that this forum has a lack of maturity (and therefore needs to be kept in check) rather than a level of maturity.
There are many members on these forums who are not able to discuss the "prohibited" topics without flaming and flamebaiting, and it does not only apply to the younger members. Members read through topics and do not realise that in many instances the moderators have already been busy editing and deleting posts to keep (a seemingly innocuous) topic on track. It has also has to be considered that this is primary a game forum for discussion of Bethesda Softworks games, the last thing we want - or need - are discussions here in CD that take up a lot of moderator time, that devolve into name calling because one member cannot accept other people's views and opinions and that result in warnings, sometimes for those who are longer standing members and have been dragged into saying something wrong.
As said, most look at the topics when they log in and see a relatively clean and clear topic, and don't see the crap that the mods have already dealt with - we have a trash forum filled with it.