Regular cloth, like robes, offer no armor if that's what you are asking.
There are spells though that raise your armor rating, and Conjuration spells that summon armor on you.
You can also enchant the clothes, but don't think there is any enchants that add armor rating to them. At any rate, even if you do get any armor rating on it through enchants I think it would be such low values that you wouldn't even notice the difference.
Basically... use spells to defend yourself if wearing just cloth... or try not to get hit
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With my bow and light armor character I use a shield for upfront defense and tight places, but mostly I try to get out of the way using cover such as pillars, trees, rocks, Lydia and so on