What if i'm in a shop or someones house and they have gold on their desk or dresser?
Do you mean literally "on" or "inside"? Because I don't think you will auto-pick up gold, you'll just auto-take gold from whatever invntory you're looking in.
I honestly don't get why some people don't like this feature, saying they don't want to "accidently" steal gold; Well, don't break into the house in the first place
And I'm pretty sure you could steal gold in OB without getting a red flag/bounty, etc.