I agree, In fact i think a "Trade House" concept is one of the things that online games messed up with EQs transition to a Bazaar and WoWs Auction House.Very impersonal, easily over taken by malicious gold & item sellers, no interaction. You might as well go to a merchant. At least in EQs case, your player character still remained in world and you sold personal wares by being right-clicked on, like a merchant.
I cant wait for players to start creating trade centers in the world, like Everquest's "East Commons Tunnel". A place that was barren and random but people were like "What a great place to do trades!"