Lets see... you're a gimper, to avoid the lack of balance at just about every level, so the items in the game are no factor to you at level 50- if anything, they are a detriment to your enjoyment. You don't much care about loot or gold, so those aren't doing much to factor into your game enjoyment either. Your goals aren't generated by the game- I'll interpret that to mean you aren't all that thrilled by the quests in the game, including the main quests and the guild quests. So, we've removed the majority of the standard motivators from almost every game ever made, including Skyrim. Improving your character to be the best it can be? Nope. Finding more and better loot (some of which may improve your character) and gold? Nope. Participating in the general game quests in order to be entertained? Nyet. Doesn't leave much but a pretty world to wander around in, does it?
And I agree on all of these things that you are avoiding being pretty much lackluster and not all that enjoyable in Skyrim. No arguement there. But whereas some people like yourself are then able to ignore and forget about all these worthless (my opinion) elements of the game and enjoy a fine mental game of sock-puppet RPG'ing within the remaining carcass of the game (albeit a pretty carcass), a lot of us are just staring at the used-up carcass and thinking "Where's the beef?" I buy games to provide entertaining adventures for me, with lots of well thought-out, interesting and balanced motivating elements baked right into the cake out of the oven... not to force me into having to sock-puppet my own mental adventures out of the subpar skeleton of a game. There is no beef, sadly.
I commend you on your ability to make your own roleplaying fun in Skyrim, in spite of the lack of any well-made motivational elements in it. But I decry the fact that we are reduced to that as our only real option, due to that lack.
I can't figure out if you're hating on some people's ability to ignore a game's shortcomings and find fun in it anyway, or just failing to accept the jealousy you have obtained over this very thing.
It's just like how I don't care that I broke pretty much every quest in my game, including the main quest, because I only find fun in exploring caves, and killing mobs. Sure if you focus on every single thing that irks you, there is no way you'll enjoy any game. For you there will never be a such thing as "decent RPG" because you'll always been looking for faults.
Skyrim is simply, not that bad, and certainly is not a 'poor RPG' by any standard. If you want a poor RPG, you're looking at the wrong game. I can name quite a few that Skyrim just destroys, and I'm not talking about Oblivion, or any other TES game.