the cap is $100.00 ?? how long of a cool down before can add more funds ? how do i buy the Archeum pack with rixty ?

does my $150.00 prepaid visa giftcard become $50.00 or will it become under $50.00 if it goes to $50.00 how long must i wait to put the remaining into Rixty ?

if it goes below $50.00 how much below ??

and $1.00 = 1000 points so $150.00 = 150,000 which is a bonus $3.00 or less ??