if thats the case, lowest about of barter/speech i need is 50 to complete, my speech and barter are both 10.
what combination of chems and clothing would boost me 40 points
Not sure if you can hit 40. Do you have Comprehension? The one that doubles bonus from books?
Assuming your Charisma and Intelligence is low (I don't remember the stat for Barter or Speech, should be Intelligence or Charisma), Party Mentat adds +5 to Int, +2 to Chr (I think). Regular Mentate should still stack with it and it should add another 2 to the stat.
That should add around +10 points to skill (5+2*2.5-ish)
If you have comprehension, +20 from Skill magazine
+5 Speech from Pre-war business suit (for Speech)
+5 Barter from Wandering Merchant (or was it Caravan) Outfit
I think there is a hat out there (maybe it is the Caravan Hat or something) that adds +5 to Barter.
That should add more than +40 to your Barter.
There are hats that add to Perception and Charisma (not sure which though)
etc.
But it all depends on your stats being very low. If your skill related stats are already high or that you don't have comprehension perk, then you are out of luck.
Not every build is meant to solve every quest/companion in the game. You might just be out of luck and can try next play through.
If on PC there are mods that let you re-distribute your skill and stats. You can use that mod, reskill, get through the quest, and then switch back. But that just takes consequence out of your choice of character development and might/will cheapen your experience.
As for speech being a crap skill once you conviced everyone...
By then you already ended the game, so what difference does it make? Pretty sure at the final conversation there is a speech check (IIRC).