So I go meet the guy and then go back to my house in Whiterun to unload my loot before going out to get the scroll. Right? So anyway I leave the house and have Serana with me. She's been following me since we went to see her mother and I just hadn't bothered to remove her.
So anyway, I leave my house, with Serana in tow, and some guy wearing fur armor runs up to me and says something about being a mage and that he was going to challenge me. I said no and he fights anyway. Then Serana joins in and beats the crap out of him while I just stand there and watch. The whole time the guy is crying about it's supposed to be a one-on-one fight and all that.
Well I have never seen this happen before (981 hours of playing) and figured it must be from the game thinking I joined the mages guild. Which my character would never do. So is that what made this guy appear?