I was always put off by the fact that, whatever the time or place, NPCs always wear the same clothes. Follower NPCs especially mostly stay in their battle gear, even when they go to bed! About the only NPC I can see who changes her clothes is Serana, who changes back to her vampire gear once you tell her to stop following you. Is there a mod that takes control of what an NPC wears depending on what time of day it is, whether they're indoors or outdoors etc.?