This is mine:

I had spent some real life days wandering about the Molag Amur region, mostly cleaning out caves. I made my way up a hill to see what was up there, an ashstorm kicking up as I do so, and it turned out to be an Orc covered in armor I hadn't seen before. I flipped when I realized it was a full suit of Orcish, it was the gear I wanted most at the moment. He talked about his bloody life, and about how he wanted someone to end it. I figured I'd give it a shot. How hard could it be?

Dude pulls out the biggest damn sword I'd ever seen and takes me out with two hits. I couldn't believe it. I had killed an Ordinator and taken his armor by this point already, and thought I was doing pretty good in terms being prepared for what laid ahead. But Umbra did a pretty spectacular job of showing me how wrong I was. I eventually came back after leveling up a fair bit and stocking up on Hellfire scrolls, and even then, I came very close to losing. That was one tough son of a s'wit.

His sword would become my favorite weapon for many years, supplanted only after I got the game on PC and discovered the Dwemer Pod Launcher.