Well, I finally figured out where Karl's journal was, but I can't give it to Regis!! It finally hit me that since the Great Khans had already killed Karl, the damned game won't proceed with that quest. If it had come up to tell me that the quest was kaput (like Fallout 3 did), I could have gotten the journal first since I saved just before taunting Karl. As it is, that point in the game is long gone.
The overwhelming problem is that the game crashes so often that I save a lot now and to save disc space, I overwrite saves frequently.
No question here, just a rant.