However, it seems to me that there's very little, if any, radiation in the Sierra Madre. Additionally, there's no other ghouls besides Dean, feral or otherwise. Just ghost people and the cloud.
So, how did this curious lack of radiation produce a ghoul? Unless Dean isn't a ghoul (he doesn't really have much of a ghoulish voice, either), but rather some kind of rational, free-willed ghost person, or perhaps a unique mutant like Harold and Talius?