then theres a Greater Bonewalker and I'm like "Holy CRAP RUN!"
Unless you have a Restore Strength potion on you at all times, you may want to run from these. They have a damage strength spell that will cause you to have to drop just about everything you have in order to get home.
Also, with several quests you are offered a peaceful solution, taking that usually leads to more quests and better rewards in those cases.
And, for the love of the game, do not run this game on one save. Have lots of save slots, cycle through them, make new ones. You can never have too many saves. You can always delete them, but you can not recover from glitches or corruptions without having an earlier save to go back too. Plus, the game will let you fail, so sometimes you have to go back.