Morality systems are so stupid like say you break into someones house how is that a bad act in a game where that house was programmed for you to go into but you're some bad guy cause you went in at the wrong time or under the wrong pretenses?
I have to admit I liked Morrowinds faction system because the different factions had their own codes although some rules tend to be rather universal take the factions in Oblivion you could just add 'to do so is to invoke the wrath of sithis' quote to the end of every guilds rules like say the fighters guild and even though they take no criminals they would sound just like the rules of the night mothers guild.