I have found that if I play my light-skinned character, quit, and then load up my dark-skinned character, the black guy still looks white below the neck. Quitting and reloading does not fix it, but exiting the game completely and restarting it does. It is, of course, kind of a pain to quit the game every time I want to switch characters, so I'm hoping this might be an easy fix for the next patch. Just wanted to give a heads up. Thanks!