Sure they have horses, but they're useless again. Fast travel makes horses pointless, plus you cant attack from a horse, so while going through the wilderness you got to jump off your horse every 5 seconds to fight something. This really dissapoints me, because they said IF they were gonna do horses they were gonna do them right, which they didnt. I'd rather they didnt waste their resources and time on horses at all if they werent gonna go all the way with them. They could have used that time and resources on something better then pointless horses just so people can be like "yeah check out my horse! it does absolutely nothing and you cant gain skill while riding one though the wilderness, but it looks cool."
I mean another drawback of a horse is that you cant cast [censored] while on it, so you can run though the wilderness practicing your illusion or whatever, you got to jump off your horse to cast anything too. All in all i think its a colossal waste of time to impliment.