It is very easy, thanks to http://planetelderscrolls.gamespy.com/View.php?view=Utilities.Detail&id=32 by Argent and Ghostwheel. This is an old tool that has been around for a while, but it's a priceless weapon in my personal modding arsenal.
This program requires http://www.java.com/en/download/manual.jsp There are numerous how-to's around if you need help with installing that and getting it working properly.
The specific utility you need here to unpack a BSA file is BSA Browser.exe. Run that (BTW, run GetMWRoot.exe before you do anything) then select the BSA file that you wish to unpack. Note that it can take a VERY long time for it to show anything if you select a large file, such as Morrowind.bsa. I used to think it had frozen and would close it, but that wasn't the case....just be patient.
It's a very simple utility to use, and is very straight-forward. And I've never had a problem with it besides my own impatience. The actual unpacking can take a lot longer than the browsing. In fact, there have been times I thought it was done when it wasn't. So just let it run and go get a sandwich.