Non-glitcher, so I only took four bars of gold b/c I'm more interested in .308 BAR's than gold ones. I just didn't know of anything I could do with $300k that I couldn't do with $30k. But I know a lot of things I could do with a couple of automatic rifles....
I did not glitch either and i got 5 bars out, a Bar, a police revolver, 2 of Vera's dresses, and a bunch of pre war money, that was all I could carry at 210 lbs being my sober limit, i had to stay drunk to get that much out at 229/230 lbs. Hell i even left ammo i carried less than 100 rounds for both the Bar and the Police revolver, if i ran into a prolonged fight i would have been screwed. When i hit DM at level 23 i was pretty set in the Mohave anyway i had something like 30,000 caps stored , and like you i have very little need at this time for more caps, but a Bar well i can always use something to punch big holes in little jerks.
Asai