Im doing it on hardcoe too, took the ladies man perk. Im finding this game very difficult, probably the learning curve or my build (I build based on myself and I prolly wouldnt be veyr good at living in the wasteland lol).
I've had some seriously challenging encounters as well. I don't base characters off of myself generally, but I do try to create a believable person and then write their story and backstory in my head as I go. The difficulty of the game is extremely dependent on how you build your character and potentially your skill with more shooter oriented games. On a good day, I can go on a rampage in Call of Duty, but I have to really switch gears to go into kill mode in this game, and it doesn't fit the character at all. That being said, it would be easy to just take all the right perks and destroy everything in your way, but it's not at all believable or even fun. Nice to see that this forum is full of RPG nerds like myself!