Well, I think that for those you might have to create a new model for that in an armor, or there is a possible way to move the human skeleton into the lich. T
hough a way without needing to do anything to the original model (Mostly) and not needing to do any modeling is to create a playable lich. Using a tutorial found http://www.tesnexus.com/downloads/file.php?id=31821 you can make a lich skeleton able to be put onto the player using scripting to make them appear as a lich when wearing the armor.
Just throwing out that idea, and good luck on your project.