I had this exact same problem in Skyrim, but managed to work around it with the help of a mod that allowed me to hotkey the zoom in/out to any key I wanted.
Both games run well, just this slight hiccup with the mouse wheel, as it kinda breaks immersion for me if I can't zoom in and out of the world map or change the view distance from my fallout character, so my question is, is there some way to through a mod or external program (tried autohotkey already and doesn't work) to simulate or bind the zoom mechanic to another key?
I've also tried the normal, goto into options, devices then reassigned the camera to another key but the just does the same as holding down f for the vanity camera and not changing the distance.
I appreciate any help