I view this as a fairly major if not game breaking bug, as building settlements is such a huge and immensely addictive aspect of the gameplay.
There seems to be some sort of bug with how the navmesh is generated when building pieces auto-lock together. Most of the time everything works fine, however I have a corner piece that has completely broken pathing.
I tried to tell a settler to "go" to a point in the center of this panel, and they walk up to it like normal then walk in place like there was an invisible object there, then just stop and do nothing. Anywhere else in the building they will go, even other sections of the panel in question.
The problem is that the center point needs to be available for animations to access from, so the entire section now can't have chairs, stores, beds, etc. as this one broken navmesh point prevents any of these from working.
I tried deleting it and recreating it, and the problem remains. It is a small building so I doubt it is hitting some limit of generation.
I can post a save if needed, if any Bethesda devs /lurking might want to look at it.
Needless to say, having this happen after three days of building up a settlement is extremely demoralizing.