I have alot of NCR money but cant seem to find a NCR place to spend it other than trading in for caps at a casino and if that is all it is for then why do you have the option of getting NCR money back for casino chips. I am accepted by the NCR so do i need to find a trader for them or what???

They're just like Pre-War Money and Legion Coins. They're basically free caps to use in normal trading.

I have alot of it too, and haven't found a place to spend it...

They are just for chips. I suppose you can also sell them for caps to any random vendor, but they are worth much more in Chips.

Thats a bummer i was hoping that it could be used to purchase things through them because i have been kicked out of all the casino's lol. That beeing said its stupid then for casinos to ask if you want NCR money in return, another New Vegas letdown

Yea seriously, they boasted about how they had 3 different monetary systems in the game, and they're pretty much useless.
Way to go Obsidian! Any other disapointments we should know about ahead of time?!