Oh man...lemme see...
Gaenor definently top of the list...My god I was so pissed when he become the FIRST TIME I died. Yes, I went through all of Morrowind with out dying ONCE on Normal Diff (About Middle/twords the right on the Difficulty Bar lol). Tribunal had to inject this freak into my game...lol I must have slaughtered so many Vivec Guards...it wasn't even funny. But this [censored] here over clocks on the Roid Rage.
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Alot of NPCs who are SECRET memebrs of the Cult in Oblivion...I think one is named Kayn or Rayn or something like that, She hangs out at one of the taverns/inns where your Fence is. (An Orc, Wood Elf run the place)...I made great friends with her....but then got into a fight with some one and she Sports the Summoned Armor ish from the Cult of Mehrunes who tried to kill the Emperor.
I keep running into ALOT of them. I'll get into a Fight at a bar, and then all the sudden some one I liked as an NPC/Helped me find something when I talked tothem, or was just overall nice...BOOM! BIG SURPRISE...
I hate them because I LIKE them...but I have to KILL Them.
-Edit- Ranoline, a High Elf with a secret, is the cook here, although the inn doesn't have a kitchen.
http://www.uesp.net/wiki/Oblivion:The_Lonely_Suitor_Lodge
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Antoinetta Marie and Gogron gro-Bolmog.
I liked them too...killing them svcked.