There are two things stopping me for now. First, an RPG or an FPS wasn't in my plans, despite the fact that my girlfriend (a fantasy genre fan) keeps bugging me to get Skyrim. I am currently alternating between FNV and Civilization V. The next item on my one-game-per-year budget plan was meant to be either a real-time strategy (something along the lines of Command&Conquer or Starcraft) or an economic simulation (something along the lines of Sim City perhaps).
Second, and more importantly, I'm not sure how playing Fallout 3 is going to feel in comparison to a newer, presumably more refined and advanced, game such as FNV. I have fond memories of the original Red Alert, but I would not necessarily want to go back to it after having played Command&Conquer: Generals, if you know what I mean.
So, would Fallout 3 feel "dated" or inadequate compared to FNV or would it not?