Well, looking at the model in game, it only uses 2 of the textures on that sheet filled with textures....so editing the texture to make it look how I want is prooving to be confusing and rather frustrating.
I tried just making the whole texture page they used into one texture...well I got an okay result, except my model has a belt on it...and so my belt wound up looking like the rest of the model; so that prooves that doesn't work.
So rather than fiddle around with the existing textures in this weird thing, can someone just tell me or give me some sort of wiki (or two or three) on how to do it yourself? I am tired of spending a lot of work on this texture then crossing my fingers my changes work how I want them to.