» Tue Jul 06, 2010 7:29 pm
I haven't flipped out physically in a long, long time, but I have been incredibly frustrated/angry a few times the past couple months.
After years of attempting to obtain a loan modification for our house, talking in circles with Bank of America, being scammed out of thousands of dollars, etc., we're finally being foreclosed on. BoA has led us on for so long, at one point telling us that we got the modification only to tell us the next day that we have to restart the process. A third party loan modification program that was supposedly reputable had taken our money, told us for months that they were working closely with the bank, and then seemingly disappeared off the face of the Earth. Our first agent at BoA told us to stop making payments on the house during the modification process for various reasons. Then, because we hadn't been making payments as instructed, Bank of America stated that we were intelligible for the modification because we haven't made payments. They claimed that they had no record of telling us not to make payments and that no one at the Bank would tell us to do so.
Now we're losing the house that my grandfather built 50 years ago and every time I think about it I silently rage in my mind.