I've recently made a mod (thinking of releasing it when I've fine-tweaked a couple of scripts, quest related) that includes:
An external home in the forest (overlooks the Imperial City) but you only get to enter/own it once you have completed a quest
Plus
An optional quest that gives the player (assuming you're a male character) a wife. She will move into the home and will also follow/wait on command.
A seperate quest gives the player a pet dog. The dog also moves into the home and you can add it as a follower.
An external home by the way is a house you can enter/leave and still be in the same cell as the rest of the game, so no loading times when you enter. Also, you can look through (or even shoot arrows through) the windows. The home is a simple wooden construction that comes with a fireplace (that can be turned on/off) a bed and a table with chairs, plus some wall hangings and a carpet. You can also lock the door too (useful for keeping intruders out).
Anyway, here's some screenshots:
http://viewmorepics.myspace.com/index.cfm?fuseaction=user.viewPicture&friendID=543031100&albumId=12035
Or try this link and click 'next' to see the photos from 1-13: http://viewmorepics.myspace.com/index.cfm?fuseaction=viewImage&friendID=543031100&albumID=12035&imageID=52178
Feel free to ask me anything about this mod/my character or, well, anything!
Feedback welcome btw