umh... I still don't fully understand the difference between the Full Loot and Single Item versions then, sorry... :\
THis only affects the undead ayleid/legion fighters
Full Loot:
Ayleid:
has a full suit of armor but there are two types and each piece is coming off a lvl item list so could be Archaic Elven Greaves, Ancient Elven Helm etc. When armor is removed you leave a bare corpse.
Legion:
has a full suit of armor but there are three types and each piece is coming off a lvl item list so could be worn legion Greaves, Battered Legion Helm (actually 9 types of helms since there is no horn, and two different horned varieties), Rusty Legion Boots etc. When armor is removed you leave a bare corpse.
Single Items:
Each individual is in a full suit of one type (ie. full suit of archaic elven etc.) and there is one lvl list for ONLY that type of armor which you can take but they are still covered in armor.
Hope that explains it;
Pacific Morrowind