It is a good idea to have like a cloning deivce that can save your loot/money/items.In pvp everyone i think shuld be able to drop what items are not saved.This system will allow full loot in pvp for items that are not saved like gear that you use or inventory items.Of course this will come with a price so maybe only the most important items will be saved.For example you grind mobs for drops/money and you are killed ,you drop the unsaved items but you remain with the items that are saved.This system will make grinding and pvp a more interesting job full with danger of been atacked and looted .When a player dies they will drop all their unsaved items. These unsaved items (including worn items) that the dead player has not previously insured or doesn't want to claim through the emergency insurance will be available to be looted by anyone. Even if your victim is very careful and fully insured, or has not been out picking up new items that they haven't insured yet, dedicated PvP players WON'T be left empty-handed. When a player kills another player you will receive monetary income - a premium of what it cost the other player to insure their items. This will make players with valuable gear some of the juiciest targets even if they are fully insured. Even if the killer is not able to get everything off the person they will never walk away empty handed.

I am the Formless in all forms.Strenght si the only measure ,all things can be resolved with violence and blood share.