Heres my best example: I raise my haggle bar with a merchant by one percent each transaction, until he will no longer accept my trade. I then reload the game and move it down a notch. The odd thing is that the merchant will retain the same haggle bar level as it did before i reloaded my game, so I have to actually lower it after reloading. Anyone know why this happens?

PS: its not oblivion, but this also occurs in fallout 3, usually in the form of fires.

The game loads info into RAM and a reload of the game without fully exiting does not always clear that portion of RAM (since the game is still running)