But seriously, I'm tired of my horse running into fight something. Make it run off more often at least... I'm getting really tired of having to reload just because my horse doesn't want to run away. I really hope I'm not the only one getting really annoyed about this. It just feels like a really stupid decision. And no I don't want to just get a new horse... I like this horse.

yeah my horse seems trigger happy aswell, i wouldnt mind if it was " smart" thou, but so many time it ran straight into enemy encampments, etc etc, and getting killed

pro tip

Open up console
and type ==> resurrect ( make sure you have selected the horse while in Console mode)

Not that easy in the console version. Starting to wish I had the comp one...

my horse shadowmere does the same time, and he kicks ass forreal. he goes into enemy encampments and just cleans house.
i send my wife in 2 for backup just incase, then when it's all safe i go loot the place.