I must be doing something wrong - I'm level 25 and I'm getting smacked around a lot when I enter the miscellaneous dungeons and keeps. I've focused on 1-hand, light armor and destruction. I also spread my perks out in some pickpocket, stealth, 1 point in restoration to make the healing spell cost half as much, and a couple in alchemy to make better heal pots. My strategy is to sneak up a little and open with a critical hit with a poisoned arrow with my elven bow. Then I switch to my skyforge 1-hand sword and rely on my elven armor set to keep me safe. Sometimes I'll use a shield but usually I have a spell in the off-hand like flames. I don't have any trouble dropping a single opponent but when there are 2 or 3 they close on me - I usually try and have a flame rune between them and me and I have Lydia with me tanking and sometimes a flame atronach summoned. They drop Lydia in 4 or 5 hits on normal mobs or 2 hits if they are a "captain" type. They drop the flame atronach in a few hits. Then each hit on me takes between a 1/5 of my health and as much as half if they are a "captain" type with a 2-hander. I'm drinking heal pots like they are going out of style, trying to position myself in areas they can't hit me, and it just feels like my 1-hander barely pokes them.
I'm trying to play on just normal difficulty. I did knock it down a level but then it is so easy there is no challenge. I know a lot of you guys are tearing it up on Master so there has got to be flaws to my strategy.