ive been playing the game for hundreds of hours and never noticed one, but havent bothered asking until now.
2) it appears that when i level up my inherent damage resistances increase even though i dont put anything into light/heavy armour perks.
is that the case?
its just ive noticed on my light armour bosmer that shes not taking as much damage at lvl10 from the same enemies that were trouncing her a few levels ago, even though ive not invested points into any % reductions.