Okay, I bought a Horse, near Solitude, 1000 gold, sturdy looking chap. Done the Bards College first quest, trotting over the marsh on the outskirts of Solitude, stumbled across a Bear, So I dismount a fair distance away, kill the Bear, I come back and the Horse is Dead! An Ice Wraith was lurking so I believe this was the killer. Couldnt bring myself to skin the poor lad.
So, I would like to ask as I havent played since that is the Horse gone or would it be respawned back at the stable? It just seems such a quick loss of a 1000 gold hard earned.
Also, do you have houses to purchase with Stables???