The only thing I've encountered and haven't been able to kill was a Reaver. I was in Point Lookout when I encountered my first one, shooting it just drew attention to me, and it ran up and killed me.
I've never encountered an Albino, so I dunno about them.
Oh God, that first Reaver Encounter is a [censored]. It's like, "hey look, Feral Ghoul, you guys go down in one hit! Screw You buddy! Haha! "Then you shoot it. At Point Blank. With a Double Barreled Shotgun. And nothing happens.
I remember running around in circles, shooting it with that shotgun. Laying mines behind me, throwing grenades at it. And popping TONS of stims. For at least a full minute just thinking "OH GOD WHY WON'T YOU DIE?!?!"
Then it finally goes down and, since it was in Point Lookout right after a somewhat major plot point I thought it was a special boss. I was rejoicing in it's death just thinking how awesome I was. Being all, "oh yeah, I rock!"
Then I saw another one about half an hour later and realized it was just a normal new enemy in the spawn lists.