Very hard isnt tough if you can figure out how to use your weapons. I have been playing on very hard and hardcoe since my second playthrough. Listen, i recomend scavenging everything you can find, and scout nearby areas, use all the weapons and ammo u can find instead of selling it (except for now) unless ur skill with them isnt that good, and yes demolition expert is good. I got it. You should look for whatever ways you can to get caps, get some companions or NCR radio so you can get supplies or/and followers from them to help you.
Explosives cost ALOT. I wouldnt recomend using only explosives, but they are kinda the best weapons in the game if you ask me. Only use found explosives.