One is from a temple of Dibella telling me to retrieve a stolen item from a man and only gave me his name and description (blond-bearded)...but where do I go from here? when i ask around town the option to ask about the man (under ask about people) never shows up, only shows the name of the quest giver.
Have you tried asking using that name? That might result in the dialogue option needed.
The other is by a merchant sending me to kill a werewolf..I also don't know where exactly.
Strange. I've never had a quest that didn't mention the location to kill a monster, at least in the journal if nothing else. You may have to take the reputation loss on this one, but that should be easy enough to recover by doing more merchant quests later. Since most sidequests and guild quests are one-off quests rather than part of a questline, you're much more safe letting them go if you can't do them (same can't be said of the main quests, of course).
also...anyone know how can I see the current time of day? doesn't seem to be anywhere
Click on the compass on the bottom right of the screen. That will give you the time, your location, your reputation with the region, and health.