how can armour peircing destroy armour but have no effect on a person with out any on ? also between hollow point and base ammo i wasn't seeing any difference other than it harder to aquire a huge stock pile of it
Because AP ammo is more capable at penetrating which is why it's called armor piercing but because of this, an AP round will penetrate soft tissue and pass straight through, creating a cleaner, smaller wound than a regular or HP round. On the other hand, HP rounds are designed to shred soft tissue but aren't very effective against armor.
I don't want to sound patronizing but if you insist on playing on very easy then there is no point to AP or HP rounds. Also it is harder to come by because in the right hands it takes fewer rounds to get the job done so making it as abundant as regular ammo would be unbalanced.