I'm technically independent and am not villified with most... except Powder Gangers. I dispatched Benny to the ether and am in posession of the Platinum Chip. Mr. House? Haven't talked to the 'guy'. Yes man has been met, questioned, and quests given. I've also confered with the NCR Ambassador which also resulted with an assigned quest. I do have saves to turn the clock back if need be.
Perhaps I will stay indie, but might go NCR for this playthrough (my first). Much thanks for your opinion(s)!