Hi, currently at lvl 4 and i'm really enjoying this current playthrough. I've only played Oblivion once before and slowly ground to a halt due to poor leveling choices which left me severely UP.

So, anyways, i'm trying things a little differently this time and one thing i never used to do was add points to my luck skill so i'm wondering if i should maybe try it this time around.

Is it a worthwhile investment?, what aspects of the game are changed when spending points on this skill? I've had a look on one of the wiki's but it didn't have a lot of info and i'm kinda hoping that the luck skill has an effect on more than what was stated on that site.