I did the trick for dual core processors involving the Fallout.ini file and that seemed to help at first but I am still crashing.
Here are my system specs:
Windows XP, SP3
AMD Athlon 64 X2 dual core processor 6000+ 3.01 GHz
2 GB RAM
NVIDIA GeForce GTS 250, 1 GB video card
I thought perhaps it was my RAM going on me, but I was able to run Memtest86 without any reported errors.
Please help if you can, and thanks.