So in a couple of the Fallout Intro's the narrator mentions "humanity survived in underground shelters known as vaults" so are a majority of Post-War people from vaults? I know in Fallout 1 and 2 the major hubs are from vault descendants. But what about raiders? Like the Big Khans etc. The people in The Pitt. I think in FO3 one of the residents in Megaton mentions the city was founded by a vault group. Rivet City was started by people from some Research company.