So I've been thinking of this idea for a while, and I think I have it worked out how it'll go.
When you first start off on the boat, you won't be able to move or anything, then Jiub will ask you your name, and instead of the name menu opening, the stat review menu will open, you'll be able to pick your name, race, class, and birthsign right away without waiting. At this point the third person view and vanity cam will be enabled but you still won't be able to move. Then, he'll tell you that they've reached Morrowind and whatnot, he's sure they'll let you go, and boom. The entire right click menu is enabled, combat is enabled, magic is enabled, everything.
From this point, you can attack Jiub if you want, he'll fight back but the guard will sprint over to you instead of walking and tell you to cut it out, you'll have the standard "goodbye" option but also a refusal option, this will then result in the guard attacking you and result in you having a bounty, you can then do whatever you please, leave the ship and flee or manage to kill the guards and set out with a humongous bounty.
Alternatively, you can play it nice and go through the standard chargen, only without message prompts and without that guard asking you where your from. Socius Egralla will just give you your papers instead of asking you questions. You still have to give your papers to Sellus Gravius to prompt the main quest but you can also just leave without giving them to him and do as you please without starting the main quest.
The interesting thing about a chargen like this will be you'll be able to do things like steal from the Prison ship, pickpocket guards (if you can manage it), or flee the boat as a wanted fugitive. It could make the chargen sequence a lot more dynamic and interesting and I'd really enjoy playing with something like this. Even if you weren't interested in stealing stuff from the prison ship or anything you could probably still use it to breeze through chargen without all the annoying dialogue and message prompts.
Would anyone be interested in making this or giving me pointers on how to make it myself?