Have you ever "lived" in one of the non-standard places? I have lived in Anise's cabin (probably pretty common for most of us)
Examples of a standard place would be a purchasable player home like Breezehome or granted quarters like the room at the College of Winterhold.
Of particular interest to me is The Katariah.
Here is a list of possible places to live: http://www.uesp.net/wiki/Category:Skyrim-Places-Safe
Please share your pluses/minuses, etc. of living in a particular non-standard place that you have tried.