» Tue Sep 22, 2015 1:42 pm
Yes, the system used here works differently. I don't get any options, other than the possibility of getting cash back. The debit system used in Canada is strictly that, there's no credit aspect attached to it at all. For that I would need to use a separate credit card. I had assumed that the Interac system was an American one that we had adopted but apparently it's a "Made in Canada" service only, with some affiliations with other systems in the US. There are some Canadian retailers that do use Interac online but there are very few of them, and you need to deal with a specific financial institution in order to make it work. And mine is not one of them. Only the larger banks support it and I deal with a local credit union. And since I don't want anything to do with credit cards, I'll have to go through PayPal. Which is fine by me, it's more secure that way. With all the news stories of companies being hacked, with Sony being the latest in a long list this past year, I really don't have any confidence in using credit cards online. It's just asking for trouble IMO. By dealing with PayPal, I limit my exposure to just one entity, instead of every retailer I may do business with.