The new SPECIAL video for Luck came out today, and confirms that Luck now affects loot (beyond just perks that affect it). https://www.youtube.com/watch?v=Bke9wvob8Ls
The last time that Luck actually affected loot in a Bethesda game, was TES II: Daggerfall. If you had high Luck, you could encounter higher end armor/weapons much earlier than your Level would normally allow. Although, Luck did affect your chance of getting the Museum Oddities you could sell to the museum in Shivering Isles.