Is this a good strategy?
I am currently level 20, and I have 17 perks to add. I was going to save enough to put all into one or two skill trees, play the character for a bit, and see if that's the route I'd like to take. If I don't like it, I can simply reload and reassign the points elsewhere. Is this a viable strategy? Is it cheating? How many perks should I bank up before I try it? On one hand, having more perks to throw in is going to more accurately determine the path that I want. On the other hand, if I wait until too high of a level, too much of the game will be completed for me to really get any good use out of the skills anyway.
Lesson learned - you can level up normally without adding perks and the gameplay is still just fine. I'm currently playing on expert, and I'm not finding it any more difficult than playing with perks added. Unless, the game accounts for this along with the other skills and such that one has.